CONSUMER ALERT |
Fake Debt Collectors |
If you receive a call from a debt collector that says you owe money to a "payday loan company" BUT won't tell you the name of the company OR says "they are a member of the Alternative Financial Service Providers Association" IT IS A SCAM! A collection agency MUST tell you the name of the company you owe the money to! If they won't tell you...IT IS A SCAM! If they say they're sending the sheriff or police...IT IS A LIE! If they say they can have you "locked up"...IT IS A LIE! Get the PHONE NUMBER THEY CALL YOU FROM, and any other info to identify them, AND CALL THE ATTORNEY GENERAL OF YOUR STATE and REPORT THEM! *CLICK HERE FOR A LIST OF ALL STATE'S ATTORNEY GENERALS OFFICES |
What does the debt collector have to tell you about the debt?
you owe within five days after they FIRST contact you. This notice also MUST include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ANYTHING ELSE THEY TELL YOU IS A LIE! Tell the caller that you refuse to discuss any debt until you get a written "VALIDATION NOTICE". The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act. |
CLICK BELOW TO LEARN YOUR RIGHTS! |
Fake Debt Collectors |