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               $58 billion.
    •        Sell money orders with a face value of $17.6 billion per year, at
      an average cost of 64 cents each.
    •        Process more than 57 m bill payment transactions, at an average
    cost of 86 cents per transaction.   


    Subprime Lending Fuels New Credit Growth for Banks, Retailers,
    Equifax Says.
    The biggest credit card growth segment for both bank- and
    retail-issued cards is among subprime borrowers, those with credit
    scores of 660 or lower, according to Equifax, one of the three major
    credit bureaus. New credit card accounts for consumers with
    subprime credit scores have shot up 40 percent so far this year,
    compared to last year, says Amy Crews Cutts, Senior Vice President
    and Chief Economist at Equifax. "As the economy improves,
    consumers appear to be ready to expand, or in some cases, rebuild
    their credit," said Cutts. "... This reflects both consumers' appetite
    for new credit, and lenders' willingness to offer it. "Interestingly,
    balances for both subprime and prime have risen very little,
    suggesting that while consumers are positioning themselves for
    growth - they are also hesitant to take on new debt.

    Is Alternative Finance Now Britain's Fastest Growing Industry?
    The growth posted by Britain's alternative finance sector is, by any
    standards, remarkable. A report published today by innovation group
    Nesta and the University of Cambridge says the sector will be worth
    £1.74 billion by the end of the year - representing 161% growth on 2013.
    And by the end of 2015, the report reckons, the figure will have reached
    £4.4 billion.

    Banks Missing a Bet: 88 Million Relying on Cash, Prepard Cards.
    The actual number of Americans who are "unbanked" (meaning they
    have no relationship with a financial institution) or who are
    "underbanked" (who have a limited relationship with a financial
    institution) is hard to pin down.
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Mike Walrod is an alternative financial services guru in driving revenue,
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Mike has over 20 years experience at a 400 store payday loan operation
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