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Payday Business Owners Association
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Orbograph is the leading provider
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    Dems target payday lenders. The 'Protecting Consumers from
    Unreasonable Credit Rates Act' would restrict interest rates to no more
    than 36 percent in a move that would also affect companies that offer
    consumers other types of credit products. The bill was introduced
    Thursday by Democrats in the House and Senate. The move comes as
    federal regulators are keeping a close eye on payday lenders, which
    offer short-term loans to low-income borrowers who can't get credit
    elsewhere, but charge exorbitant fees and interest rates.  The Hill

    Kmart® Announces $1 or Less Check Cashing Fee Nationwide.
    Kmart is tapping into the need for people who want the convenience of
    cashing checks where they shop or do not have access to traditional
    bank accounts. Now Kmart offers the service at a dramatically better
    price to deliver even more value to its Shop Your Way members.
    The Wall Street Journal

    Rent-A-Center donated $114,509.60 to North Texas Food Bank (NTFB).
    The proceeds are a result of a week-long fundraiser by Rent-A-Center
    employees coupled with a $50,000 corporate donation. "Fighting hunger
    is a long-standing matter of importance to Rent-A-Center and its
    employees," said Kenneth Jones, public affairs manager at
    Rent-A-Center. "It's especially rewarding to support the communities we
    serve here in our own backyard."  RTOHQ

    MONEY TRANSFER: The real reasons US banks are getting out of the
    remittances business. More and more US banks are getting out of the
    money-transfer business.  A series of money-laundering scandals,
    punished by eye-popping fines, has made them cautious: Bank of
    America, HSBC, Citigroup and JP Morgan have pulled out altogether.  
    QUARTZ

    ALABAMA: Op-ed: Payday lender limits would be bad for Alabama
    consumers.  AnnistonStar

    US POSTAL SERVICE: Panelists cast doubts on whether the U.S.
    Postal Service could provide financial services to the under banked
    or unbanked during a webcast streamed Wednesday by the Pew
    Charitable Trusts. The forum followed a January report from the U.S.
    Postal Service's inspector general that said the USPS is well positioned
    to provide the services.  CreditUnionTimes

    Operation Choke Point isn't targeting industries, feds tell a skeptical
    Congress. The Department of Justice and banking regulators told a
    House committee Tuesday that Operation Choke Point is designed only
    to go after fraudulent businesses, not to pressure banks to stop providing
    services to companies in certain industries. The Independent Community
    Bankers of America said its members "are alarmed by the sweeping
    scope and aggressive tactics of Operation Choke Point." In the past two
    years, more than 50 banks and payment processors have been hit with
    subpoenas issued as a result of this initiative, it noted.
     Washington Business Journal
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This website is for
Business Owners with Retail and Online operations in
ALTERNATIVE CONSUMER FINANCIAL SERVICES

CHECK CASHING  -  AUTO TITLE
PAWN  -  PAYDAY  -  RENT TO OWN
AUTO SALES  -  BILL PAY  -  ATM
PREPAID CARDS  -  MONEY TRANSFER
MONEY ORDERS  -  REFUND ANTICIPATION
FACTORING  -  SUBPRIME  -  INSURANCE
BUY HERE / PAY HERE  -  CREDIT / DEBIT CARDS
INSTALLMENT LOANS  -  SMALL BUSINESS LENDING

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