AFSPA
AFSPA
AFSPA
AFSPA
AFSPA Association
AFSPA
Examination of Small-Dollar
Credit Consumers
Payday Lending
Statutes by State
The Association of
ALTERNATIVE FINANCIAL SERVICE BUSINESS OWNERS
"We help you grow your business by providing you with the best information, research, data, support, relationships and by
vetting and presenting the best available product and service providers for the alternative financial services industry
."
Copyright 2015 @ All rights reserved.
Over 5,000 members with over 62,000 retail* locations and online operations offering:
CHECK CASHING - TITLE - PAYDAY - RENT.TO.OWN - AUTO - PAWN - INSTALLMENT - BILL PAY
MONEY ORDERS - MONEY TRANSFER - DEBIT - PHONE - PREPAID - TAX SERVICES - INSURANCE
*Store Front . Grocery . Bank . Retail . Convenience Store . Pharmacy . Finance . Tax Prep
June 9
June 8
June 4
June 2
June 18
June 11
To GROW your business you NEED the BEST PRODUCTS
and SERVICES AVAILABLE from the BEST SUPPLIERS!
June 1
June 30
May 26
AFSPA Endorsed & Certified Suppliers
AFSPA Endorsed & Certified
LINKS
News . Data . Research . Support
Read the AFSPA Newsletters
What are you doing for the industry?
You can make a difference! Get Involved!
We'll show you how!
 Dan McCabe at AFSPA
Economic Impact on Small Lenders of the Payday Lending
Rules under Consideration by the CFPB
Report from Charles River Associates: May 12, 2015
Prepared for: Community Financial Services Association of America
Prepared by:
Arthur Baines
Marsha Courchane
Steli Stoianovici
Charles River Associates
Study from Kennesaw State University: December 5, 2014
Study
Payday Loan Rollovers and Consumer Welfare; "Using payday-lender
administrative data matched to borrower credit attributes from a national
credit bureau, I find that borrowers who engage in protracted refinancing
(“rollover”) activity have better financial outcomes (measured by changes in
credit scores) than consumers whose borrowing is limited to shorter
periods."
CFPB Proposal Will Eliminate Access to Credit for Millions
of Consumers
Thursday, June 18, 2015 • CFSA
AFSPA Endorsed & Certified
AFSPA Endorsed & Certified
AFSPA Endorsed & Certified